Makes and years
Chip keys spread across the US market in the late 1990s: Honda, Toyota and Lexus from about 1998, Ford and Jeep from about 1999, Volkswagen fixed-blade keys from 1998. Mazda used an edge-cut chip key from about 2003 to 2016, Nissan its Philips 46 key from 2004 to 2019, and Subaru one from 2005 to 2021.
GM's Circle Plus keys ran through much of the 2000s on Chevrolet and GMC trucks, vans and sedans, and a later blank took over on the 2014 to 2018 pickups. Toyota's plain chip key stayed on some turn-key models until about 2021. Many pre-2011 Hyundai and Kia models carry a chip, while some later turn-key ones have no immobilizer at all. The Toyota and Ford pages list years.
How it is programmed
On site, the key code is found through the VIN or read off the cuts of your working key, and the van's cutter shapes the blade to match. A programmer then plugs into the OBD-II port, puts the immobilizer in add-key mode and writes the new chip to the car's roster of approved keys.
Some makes want a security PIN first, and some older GM and Ford systems impose a timed wait of 10 minutes or longer.
A dealer runs the same kind of procedure with its factory scan tool, but only once the car is inside the service department. The parts counter sells the key, and programming is usually billed apart as labor, $100 to $180. A keyless car gets there on a tow truck. Neither route is more thorough. The difference is where the car sits and how many lines the bill carries.
What it costs
A transponder key is $125 to $199 at your car, cutting, programming and the drive included, against a typical dealer quote of $230 to $380 before tax. Chevrolet and GMC start at $125 against about $230, Toyota at $129 against about $250, and Honda at $139 against about $260.
With no working key left, add $60, for $185 to $259, while the dealer route adds towing at $125 to $200. Every type is on the pricing page.